• Cookie Policy

    This Cookie Policy explains how Lābham, operated by Vikatan Wealth Pvt Limited (“Vikatan Wealth”), uses cookies and similar technologies to recognize you when you visit our website https://labham.money/. It explains what these technologies are, why we use them, and your rights to control our use of them.

    By using our website, you agree to the use of cookies as outlined in this policy. If you do not agree, you should disable cookies via your browser settings or refrain from using the Website.

    • 1. What Are Cookies?

      Cookies are small text files that are placed on your device (computer, smartphone, or tablet) when you visit a website. Cookies are widely used to make websites work more efficiently and to provide information to the website's owners. Cookies cannot be used to run programs or deliver viruses to your computer. A cookie can't read data off your hard disk or read cookie files created by other sites.

      Cookies can be classified into:

      • Session Cookies: Temporary cookies that are deleted once you close your browser.
      • Persistent Cookies: Cookies that remain on your device until they expire or are manually deleted.
      • First-party Cookies: Set by the website you are visiting.
      • Third-party Cookies: Set by third parties, such as analytics providers.
    • 2. Types of Cookies We Use

      We use the following categories of cookies:

      2.1 Essential Cookies

      These cookies are necessary for the Website to function properly and cannot be disabled. They enable basic functionalities such as page navigation, secure access, and other essential features.

      Example: Authentication cookies that allow you to log into your account and navigate the secure sections of the Website.

      2.2 Analytics and Performance Cookies

      These cookies help us understand how visitors interact with our Website by collecting and reporting information anonymously. We use these cookies to analyze traffic, optimize the user experience, and improve Website performance.

      Example: Google Analytics cookies that track user behavior, pages visited, and traffic sources.

      2.3 Functionality Cookies

      These cookies enable the Website to provide enhanced functionality and personalization. They remember your preferences and previous actions, such as language settings and login details.

      Example: Cookies that remember your language preference or preferred investment products.

      2.4 Marketing and Advertising Cookies

      We use marketing cookies to display relevant ads to users based on their interests. These cookies track browsing habits across websites and create user profiles for targeted advertising.

      Example: Cookies that track your activity and show you relevant ads for investment products on partner sites.

      2.5 Third-Party Cookies

      We may allow third-party service providers (e.g., advertising networks, analytics providers) to place cookies on our Website. These third parties may use the information collected by these cookies for their own purposes, including tracking across multiple websites.

    • 3. How We Use Cookies

      We use cookies to:

      • Ensure the proper functioning of the Website.
      • Enhance your browsing experience by remembering your preferences and settings.
      • Provide analytics data to understand user behavior and improve our services.
      • Deliver personalized content and targeted advertising based on your browsing activities.
    • 4. Your Consent

      We require your consent before placing non-essential cookies on your device. When you first visit our Website, you will be asked to accept or reject the use of cookies through a cookie consent banner. By accepting, you agree to our use of cookies in accordance with this policy.

      You can withdraw your consent at any time by managing your cookie settings (explained below).

    • 5. Managing and Disabling Cookies

      You may accept or decline cookies. Most web browsers automatically accept cookies; You have the option to manage or disable cookies through your browser settings. The following instructions can help you control cookies in the most popular browsers:

      • Google Chrome: Go to Settings > Privacy and Security > Cookies and other site data.
      • Mozilla Firefox: Go to Options > Privacy & Security > Cookies and Site Data.
      • Microsoft Edge: Go to Settings > Cookies and site permissions > Manage and delete cookies.
      • Safari: Go to Preferences > Privacy > Manage Website Data.
      • Please note that disabling essential cookies may affect the functionality of the Website and some features may not work as intended.

    • 6. Third-Party Cookies and Tools

      In addition to our own cookies, we may use third-party tools and plugins that rely on cookies, such as:

      • Google Analytics: For analysing website traffic and user behaviour.
      • Facebook Pixel: For tracking conversions and optimizing advertisements.
      • Advertising Partners: For showing personalized ads based on your interests. These third parties have their own privacy policies and cookie practices. We encourage you to review their policies to understand how they use cookies.
    • 7. Data Collected by Cookies

      Cookies collect data such as:

      • IP Address.
      • Device Information (browser type, operating system).
      • User behaviour (pages visited, time spent on each page).
      • Referring URLs (the website that led you to our Website).
      • Interactions with ads or features.

      This data may be combined with personal information you have provided to us (such as when you register for an account), allowing us to provide personalized services and ads.

    • 8. Updates to This Cookie Policy

      We may update this Cookie Policy from time to time to reflect changes in technology, laws, or our business practices. When we make material changes, we will provide notice through the Website or via email. Continued use of the Website after such updates constitutes your consent to the revised Cookie Policy.

    • 9. Contact Us

      If you have any questions or concerns about this Cookie Policy or our use of cookies, you can contact us at:

      Vikatan Wealth Pvt Limited

      Email: webmaster@labham.money

      Address: 757, Anna Salai, Chennai-600 002